How can intentional lending practices and homebuyer programs in disinvested communities lead to more cohesive, healthier neighborhoods and accelerate the closing of racial wealth gaps? The study will explore whether small-dollar mortgages in Cincinnati increase economic mobility in communities of color with a focus on Black women in Hamilton County who have some of the highest infant mortality rates and negative maternal health outcomes in the country.
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Published February 10, 2025View Evidence
The Closing the Wealth Gap Stakeholder Report examines the deep-rooted barriers that continue to prevent economic mobility for historically marginalized communities. It explores how discriminatory lending, wage disparities, and limited access to capital have widened the racial wealth gap, and offers a framework for policymakers, advocates, and community leaders to drive meaningful change.