Housing

Housing credit inflows are a substantial contributor to economic opportunity and vitality in a community. Due to historic inequities in housing policy and lending practices, mortgage capital can often be scarce in neighborhoods whose residents predominantly belong to racial and ethnic minority groups.

As currently defined by the Department of Housing and Urban Development (HUD), Affirmatively Furthering Fair Housing (AFFH), part of the Fair Housing Act, has four goals: “a) addressing significant disparities in housing needs and in access to opportunity, b) replacing segregated living patterns with truly integrated and balanced living patterns, c) transforming racially and ethnica

Opportunity Zones (OZ) were implemented by the federal government and some state and local governments in 2017 to attract new investments to distressed communities in urban and rural areas in the United States. The program offers tax incentives to private businesses for investing in OZ designated neighborhoods.

The US is experiencing a housing affordability crisis. Families that lack access to safe, affordable and stable housing face increased risk of eviction, especially in cities, where the rent burden is most severe. Research suggests that evictions worsen material hardship, can force families into lower-quality housing in more disadvantaged neighborhoods, and erode mental health.

Our homes and neighborhoods have a powerful impact on our physical and mental health, with the potential to exacerbate chronic and acute health problems and cost the U.S. billions of dollars annually. Sherry Ahrentzen and Lynne Dearborn investigated how the Low-Income Housing Tax Credit (LIHTC), the nation’s largest source of funding for the development and preservation of affordable rental housing, can contribute to shaping a healthier housing stock.

Many public and subsidized housing developments in the U.S. are aging and in need of significant repairs. In a new article in Health Affairs, Ingrid Gould Ellen, Kacie L. Dragan, and Sherry Glied from the P4A Research Hub at New York University Robert F. Wagner Graduate School of Public Service, study the impact of a recent renovation and transfer program of public housing in New York City on the health and well-being of residents.

The U.S. housing system has created a chronic affordability gap and persistently inequitable and unhealthy living conditions. Law plays an important role in shaping that system, but there is too much unknown about the impact of housing laws and policies on health and health equity. This report series by the P4A Research Hub at the Center for Public Health Law Research at Temple University’s Beasley School of Law aims to highlight these gaps, and to suggest areas for research and action needed to produce healthier communities.

At this time, little is known about the health consequences of growing up in gentrifying neighborhoods. Many observers worry that gentrification could heighten stress and undermine children’s health, but it may also bring changes to low-income areas that enhance health. Kacie Dragan, Ingrid Ellen, and Sherry A. Glied, representing P4A’s NYU Wagner Research Hub, explore these issues in a new paper, focusing on children’s physical and mental health.

How does the current housing affordability crisis widen health inequities across race and income? What are the wide-ranging effects of housing subsidies on children’s well-being or on positive aging for low-income seniors? Policies for Action is trying to answer some of these questions, and create actionable evidence for those shaping housing policies at the local, state, and federal levels.

In the last few decades, gentrification has grown increasingly common in cities across the country. Kacie Dragan, Ingrid Ellen, and Sherry A. Glied, representing P4A’s NYU Wagner Research Hub, released a working paper offering new evidence about the consequences of gentrification on mobility, building and neighborhood conditions.

Pay for success sparks innovation in the public sector while limiting risk to taxpayers by ensuring the government only pays for services that are effective. Importantly, it can bring financing to interventions for populations that are often forgotten, neglected, or deemed less worthy of taxpayer support, including people experiencing chronic homelessness.

There are many explanations for the housing crisis in the U.S. One is that the law has never stopped promoting and preserving segregation, nor has it adequately supported the supply of enough affordable, safe, and stable housing for all citizens.