This study will seek to analyze Florida's State Housing Initiative Partnership Program's (SHIP) impact on equity and capital access before and after disasters. The research team will investigate whether SHIP supports neighborhoods underfunded in private mortgage markets, if, following a disaster, the SHIP program enables equitable distribution of housing resources underserved by traditional post disaster programs, and finally, what administrative factors are associated with equitable outcomes.
This research will aim to directly impact the SHIP program by providing training through the Florida Housing Coalition, impacting policy in the State of Florida, creating a publicly accessible database for future research, as well as expanding the body of knowledge around state housing trust funds through research conducted by the University of Florida.
Related Evidence
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Published August 31, 2023View Evidence
Housing credit inflows are a substantial contributor to economic opportunity and vitality in a community. Due to historic inequities in housing policy and lending practices, mortgage capital can often be scarce in neighborhoods whose residents predominantly belong to racial and ethnic minority groups.